It includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases.
Different policies offer different levels of cover but generally you’ll be covered against theft and fire, and have the option to insure against damage you may cause by accident. It is always vital that you thoroughly read and understand the full policy terms and conditions.
Some contents insurance policies offer new for old. This means they’ll replace old damaged appliances and possessions with new ones when you claim.
Please bear in mind that if you make a claim this will be taken into account along with the plan’s terms and conditions by the insurer’s underwriters when assessing the cover and premium they can offer for the following year.
We can offer competitive products from a limited number of insurers for Building and Contents Insurance. Ask us for a list of insurers we offer insurance from.
Anything beyond the maximum amount your insurer says they will pay, and it may pay a maximum amount on single articles. You’ll need to specify the value of the contents.
rtSome companies have limits on the value of any one item under the general policy so you’ll need to specify individual items such as expensive jewellery or camera equipment, for example.
Your cover may also be affected or cancelled if you leave your home empty for a long period of time, or if you let it out.
Damage to the building itself is also not covered; this needs to be covered separately with Buildings insurance – see Buildings insurance.
Some contents insurance policies offer new for old. This means they’ll replace old damaged appliances and possessions with new ones when you claim.
Please bear in mind that if you make a claim this will be taken into account along with the plan’s terms and conditions by the insurer’s underwriters when assessing the cover and premium they can offer for the following year.
We can offer competitive products from a limited number of insurers for Building and Contents Insurance. Ask us for a list of insurers we offer insurance from.
Your home is one of the most important things you can insure, yet it is often easier to choose the cheapest quote without a second thought.
Home contents insurance covers the loss of or damage to the contents of your home and is essential for all homeowners.
Landlord Insurance is different to normal household insurance as it allows tenants to live in your property while still covering your investment.
Progress FS Ltd believes in looking after you and your property. Talk to us about your current circumstances and we’ll help and assist in finding the correct policy to protect you.
