Critical Illness Cover

If the worst happens and you’re diagnosed with a critical illness, it’s important to make sure you’re covered against the financial impact it could have on your family.

Ensuring you’re protected financially.

Critical Illness and Serious Illness insurance policies pay out a cash lump sum when you are diagnosed with a specified critical illness or suffer injury from a serious accident. Policies vary depending on the provider, so it’s important to understand the differences. For example, the number of illnesses covered, definitions, partial payments and claims to payout ratios. In the event of your diagnosis, money paid out from a Critical Illness policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for private healthcare.

Children’s Critical Illness Cover

Many insurers also offer Children’s Critical Illness cover at no extra cost. This protects children from 30 days to 18 years of age and up to £25,000 tax free (under current legislation, tax year 2016/2017) per policy, per child. (Typically it pays out If the child is diagnosed with a condition specified in the policy, typically the policy will pay out 50% of the adult sum assured up to a maximum of £25,000. Terms & Conditions apply’)

This money could enable you to:

We Understand.

Progress FS Ltd understands the different types of cover available and can help you decide what is right for you. Call today to arrange a meeting to discuss your family insurance needs and to make sure you and your family are financially secure – whatever happens.

Our Protection Services

Life Assurance

Life Insurance is a great way to help protect your family from the financial worries they could face if you were no longer around.

Income Protection

Income protection policies can be straightforward, simple to arrange and individual to you